Credit cards have become an essential financial tool for many people. With the right credit card, you can earn cashback rewards on your everyday purchases. In this article, we will discuss the best credit cards available in 2023 for earning cashback rewards.
1. Chase Freedom Unlimited
The Chase Freedom Unlimited credit card is a popular choice among cashback enthusiasts. It offers a flat 1.5% cashback on all purchases, making it a great option for those who want a consistent and straightforward cashback program. Additionally, this card has no annual fee, making it even more appealing.
2. Citi Double Cash
The Citi Double Cash credit card is another top contender when it comes to cashback rewards. With this card, you can earn 2% cashback on all purchases – 1% when you make a purchase and an additional 1% when you pay it off. This card also has no annual fee and offers a long 0% APR introductory period.
3. Discover it Cash Back
The Discover it Cash Back credit card is known for its rotating cashback categories. Every quarter, the card offers 5% cashback on specific categories such as grocery stores, restaurants, or gas stations. Additionally, all other purchases earn 1% cashback. Discover also matches all the cashback earned in the first year, making it a lucrative option.
4. American Express Blue Cash Preferred
If you spend a significant amount on groceries and streaming services, the American Express Blue Cash Preferred credit card is an excellent choice. It offers 6% cashback on groceries and select streaming services, 3% on transit and gas stations, and 1% on other purchases. However, this card does come with an annual fee.
5. Capital One Savor Cash Rewards
The Capital One Savor Cash Rewards credit card is designed for foodies. It offers 4% cashback on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. This card also has no foreign transaction fees, making it a great option for frequent travelers.
When it comes to earning cashback rewards, these credit cards are among the best options available in 2023. Whether you prefer a flat-rate cashback program or rotating categories, there is a credit card to suit your needs. Remember to choose a card that aligns with your spending habits and financial goals.
Disclaimer: Please note that the information provided in this article is for informational purposes only. It is recommended to review the terms and conditions of each credit card before applying.